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<title><![CDATA[Suzi Noyes, suzinoyes@williamewood.com]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1</link>
<description><![CDATA[Tidewater, Hampton Roads Real Estate Expert. Marketing homes to sell & finding diamonds in the rough. 757 724-1064.]]></description>
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<lastBuildDate>Mon, 14 Jul 2008 23:28:53 GMT</lastBuildDate>

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<title><![CDATA[Entry for July 14, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=31</link>
<description><![CDATA[<table cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff"><tr><td><a href="http://smilebox.com/play/4e4441794e546b304f513d3d0d0a&campaign=blog_playback_link&blogview=true" target="_blank"><img width="420" height="330" alt="Click to play Bay Island" src="http://smilebox.com/snap/4e4441794e546b304f513d3d0d0a.jpg" /></a></td></tr><tr><td><a href="http://www.smilebox.com/?partner=google&campaign=blog_snapshot" target="_blank"><img width="420" height="46" alt="Create your own slideshow - Powered by Smilebox" src="http://www.smilebox.com/globalImages/blogInstructions/blogLogoSmilebox.gif" /></a></td></tr><tr><td align="center"><a href="http://www.smilebox.com/slideshows" target="_blank">Make a Smilebox slideshow</a></td></tr></table>]]></description>
<pubDate>Mon, 14 Jul 2008 23:28:53 GMT</pubDate>
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<title><![CDATA[Entry for March 27, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=30</link>
<description><![CDATA[<p><font size="4">Buyers are coming out of the woodwork and with good reason.</font>&nbsp;</p><br />
<p>Home prices are dropping and most likely will continue to drop, rates are GREAT, and inventory is at a premium offering the best selection to consumers.&nbsp; </p><br />
<p>If you are on the sideline, the best way to stay informed of the market is to get listings delivered into your inbox. Every time a house price changes, you will be notified.&nbsp; This is an automated system, so as soon as homes hit the market, you get them immediately.&nbsp; Email me at <a href="mailto:suzinoyes@williamewood.com">suzinoyes@williamewood.com</a> to start.&nbsp; </p><br />
<p><a href="http://www.pamtoth.com">www.pamtoth.com</a> </p><br />
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<pubDate>Thu, 27 Mar 2008 10:19:33 GMT</pubDate>
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<title><![CDATA[How is the housing market doing in Virginia Beach, Ches, Norfolk, and Portsmouth?  March 12, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=29</link>
<description><![CDATA[<p>According to the MLS, homes on the market went&nbsp;down by 11.30%.&nbsp; So, basically in February there were abount 300 less homes on the market from 2007 to 2008.&nbsp; So, what about sales price?&nbsp; They also went down...2.89%.&nbsp; </p><br />
<p>Let's say you bought your home in 2001, right before the big rush.&nbsp; You paid 100,000.&nbsp; In 2004-2005, it may have sold for 300,000.&nbsp; That is quite abit of equity.&nbsp; Currently, homes are down.&nbsp;&nbsp;A little less than 3%.&nbsp; It is not as grim as the media is making it out to be...</p><br />
<p>When you put your home on the market, you want top dollar.&nbsp; You want it to sell quickly.&nbsp; You want someone who is going to take care of you..you are paying them to do so.&nbsp; Make sure your home looks like a model.&nbsp; Go in one.&nbsp; Check it out.&nbsp; Nothing is out of place.&nbsp; Everything is clean.&nbsp; No clutter.&nbsp; Landscaping is nice.&nbsp; That is your part, then your agent can do his/her part.&nbsp; Then you can get top dollar.&nbsp; Go to the website and view..."you must know this"...for reports on how to get your home ready.&nbsp; </p><br />
<p>http://www.pamtoth.com&nbsp;</p><br />
<p>&nbsp;</p>]]></description>
<pubDate>Wed, 12 Mar 2008 13:57:20 GMT</pubDate>
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<title><![CDATA[New listings in Virginia Beach, Chesapeake, Portsmouth, and Norfolk Entry for February 8, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=28</link>
<description><![CDATA[<p><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">There are 544 new listings in our neck of the woods.<span>&nbsp; </span>Are you getting all of them as soon as they hit the market?<span>&nbsp; </span>Call me at 757-724-1064 when you are ready to check them out.</font></font></strong></font></p><br />
<p><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Oceanfront - from $120,000 to 2.4 mil.&nbsp;&nbsp; </font></font></strong></font><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Enjoy the beach year round with properties that are literally minutes to the beach.</font></font></strong></font></p><br />
<p><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Norfolk - from $79,000 to 2.6 mil. </font></font></strong></font><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Restaurants, entertainment, shopping... </font></font></strong></font></p><br />
<p><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Chesapeake - from $79,900 to 829,900.&nbsp; </font></font></strong></font><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Escape the hustle and bustle of the tourist areas.<span>&nbsp; </span>Relax in style.</font></font></strong></font></p><br />
<p><font color="#1f497d"><strong><font face="Arial, Helvetica, sans-serif"><font size="1">Portsmouth, - from $85,000 to 479,000.&nbsp; </font></font></strong></font><font size="5"><font color="#1f497d"><strong><font face="Tempus Sans ITC"><font size="1" face="Arial, Helvetica, sans-serif">A hop skip and jump to historical Jamestown.<span>&nbsp; </span>A stone's throw from Norfolk.<span>&nbsp; </span>A short drive to the&nbsp; beach.</font><span>&nbsp;&nbsp;&nbsp; </span></font></strong></font></font></p><br />
<p><strong><font color="#1f497d" size="5" face="Tempus Sans ITC"><a href="http://www.pamtoth.com">www.pamtoth.com</a></font></strong></p><br />
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<pubDate>Fri, 08 Feb 2008 12:27:07 GMT</pubDate>
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<title><![CDATA[Three open houses in Chesapeake SAT 12-3  Entry for February 6, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=27</link>
<description><![CDATA[<p>Come on by to Tanglewood and see three great homes.&nbsp; They are priced from the low 200's to the low 300's.&nbsp; Located in Chesapeake -just minutes from the Virginia Beach border.&nbsp; </p><br />
<p>Visit all three homes and get a chance to win a <font size="4">$50 gift card</font>.&nbsp; I have not decided to where yet, so if you have any requests, email me at <a href="mailto:suzinoyes@williamewood.com">suzinoyes@williamewood.com</a></p><br />
<p><a href="http://www.PAMTOTH.COM"><font size="5">WWW.PAMTOTH.COM</font></a></p>]]></description>
<pubDate>Thu, 07 Feb 2008 00:58:20 GMT</pubDate>
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<title><![CDATA[Refinancing your home...Entry for February 6, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=26</link>
<description><![CDATA[<p>There are a couple rules when it comes to refinancing your home in Virginia Beach, Chesapeake, Portsmouth, and Norfolk.&nbsp; </p><br />
<p>First, you will have to order an appraisal and pay for it upfront.&nbsp; You can get reimbursed for it at closing by rolling it into your fees.&nbsp; </p><br />
<p>Second, your refi cannot exceed what your home is worth.&nbsp; So, let's say your home is worth 325,000 according to the appraisal.&nbsp; You cannot refi for more than 325,000 as the house is not worth it.&nbsp; </p><br />
<p>Just food for thought...</p><br />
<p>WWW.PAMTOTH.COM</p>]]></description>
<pubDate>Thu, 07 Feb 2008 00:53:12 GMT</pubDate>
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<title><![CDATA[Foreclosures in Virginia Beach Entry for February 6, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=25</link>
<description><![CDATA[<p>Looking for a great deal?&nbsp; Currently there are about 55 homes on the market that are bank owned, short sales, or corporate owned in Virginia Beach.&nbsp; They range in price from the mid 100's to over 1.2 million.&nbsp; </p><br />
<p>***Remember, a short sale is when&nbsp;a seller is asking the bank to take less than what is owed.&nbsp; It is hard work to get through and takes a lot of negotiations with the bank. But, if you get one...imagine the bragging rights....</p><br />
<p>WWW.PAMTOTH.COM</p>]]></description>
<pubDate>Wed, 06 Feb 2008 11:41:15 GMT</pubDate>
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<title><![CDATA[Super Bowl Entry for February 3, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=24</link>
<description><![CDATA[<p>If you live in Hampton Roads, you know most people thought the Patriots were going to win....</p><br />
<p>But alas, the water cooler tomorrow will be full of stories of how it went down and the Giants won!&nbsp; </p><br />
<p>Open House: Visit <a href="http://www.pamtoth.com">www.pamtoth.com</a> to see what home is open (Chesapeake, Virginia Beach?) next Saturday...</p><br />
<p>Suzi Noyes 757-724-1064</p>]]></description>
<pubDate>Mon, 04 Feb 2008 03:25:26 GMT</pubDate>
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<title><![CDATA[The highest priced home sold in Hampton Roads in 2007 Entry for January 28, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=23</link>
<description><![CDATA[<p><span style="font-size:10pt; font-family:'Georgia','serif'; ">Drum roll please....</span></p><br />
<p><span style="font-size:10pt; font-family:'Georgia','serif'; ">The highest price home sold in Virginia Beach at the oceanfront for 4.7 <span style="">&nbsp;</span>million.&nbsp; It was listed at 5.7 million and lasted less than 3 months on the market.&nbsp; Just incredible.</span></p><br />
<p><span style="font-size:10pt; font-family:'Georgia','serif'; ">It is a mere 6700 square feet with 6 bedrooms and 7 full bathrooms situated directly on Atlantic Ave with broad views of the ocean...&nbsp; </span></p><br />
<p><span style="font-size:10pt; font-family:'Georgia','serif'; "><font size="5"><a href="http://www.PAMTOTH.COM">WWW.PAMTOTH.COM</a></font></span></p><br />
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<pubDate>Tue, 29 Jan 2008 02:40:04 GMT</pubDate>
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<title><![CDATA[Interest Rates and the Economy  Entry for January 28, 2008]]></title>
<link>http://www.pamtoth.com/Suzi_Blog.html?cq=1&amp;p=22</link>
<description><![CDATA[<p>Rates for January 28, 2008 in Virginia Beach, Chesapeake, Portsmouth and Norfolk.&nbsp; </p><br />
<p><span style="font-size:10pt; color:navy; font-family:'Arial','sans-serif'; ">Conventional 80% purchase - 5.625%</span><span></span></p><br />
<p><span style="font-size:10pt; color:navy; font-family:'Arial','sans-serif'; ">FHA purchase - 5.5%</span><span></span></p><br />
<p><span style="font-size:10pt; color:navy; font-family:'Arial','sans-serif'; ">VA purchase - 5.5%</span><span></span></p><br />
<p><span><font size="3" face="Times New Roman">President Bush is speaking tonight about the economy and the Feds are speaking both Tuesday and Wednesday night.&nbsp; We'll see what they have to say!!&nbsp; </font></span></p><br />
<p><span><font size="5" face="Times New Roman"><a href="http://www.PAMTOTH.COM">WWW.PAMTOTH.COM</a></font></span></p><br />
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<pubDate>Mon, 28 Jan 2008 19:21:29 GMT</pubDate>
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